What was the Court of Appeal’s Decision in London International Exhibition Centre v RSA & Ors and What Does It Mean for Businesses?
The shadow of the Covid-19 pandemic continues to loom over businesses still rebuilding after the worldwide lockdown. The 2020 pandemic brought about a lockdown, during which the UK government implemented safety measures that affected all sectors of the economy. Businesses focused on hospitality and leisure were especially affected due to reliance on physical attendance at their premises. This raised the question for many businesses of whether the interruption to their business operations warranted loss coverage under their insurance policies. The ambiguous wording of the relevant causes left the fate of the policyholders’ claims for compensation at the mercy of insurers, who were quick to issue rejections. The London International Exhibition Centre v RSA & Ors [2024] EWCA Civ 1026 followed the hearing of six expedited……